2022年12月2日 星期五

My words to students :)



Miss Wu’s words to Fin 3001 students

Time really flies.  I am impressed by your hard work!  I can see which groups did pay effort to conduct research and keep on asking me questions.  Some groups searched in-depth information, not only from the internet, but also through visiting / calling the banks.  Some groups have well-planned financial plan to attain their targets. 

Future Plan:  The properties price in Hong Kong is one the most expensive around the world.  In order to save for the down-payment, likely to be more than HK$ 1 or 2 million, you have to have a wise financial plan to invest your money in a safe manner.  Don’t just put your money into the saving account of your banks as deposit.  The rate of return from the deposit may not be able to cover the inflation rate – purchasing power being eroded.  The rate of return of  your capital will not grow fast enough to cover the price level increase in the future.

 

´  Story of saving money: https://www.youtube.com/watch?v=a2lv_Xl1e4U

 

For detail logic flow, check the ppt on Moodle (last Topic):  how to become millionaire?


Risk:   Where to invest?  What is the underlying risk involved?   Before you learn how to invest, you have to learn the risk management first.  How to protect your capital in time of market reverse?  How to maximize your return subject to certain level of risk?

 

Study:   Besides investment in the financial market, I always encourage students to invest in their own human capital – further study in Master program in some world class institutions and take some professional license examinations like CFA or ACCA.

 

Fin 3001 can only give you an introduction of different financial markets only.  You still have a long way to go to further well-equip yourself in different area.

 

I wish you all the best!  Chat with me sometimes when u see me in the campus or somewhere.  

Tell me your career path or investment story.  Always love to hear students’ stories.  You know why I come back to HSU?  The sense of happiness always comes from teaching and learning.  I can share what I know to all of you – my beloved students. 

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My words to students :)

Miss Wu’s words to Fin 3001 students Time really flies.  I am impressed by your hard work!  I can see which groups did pay effort to conduct...